[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.ociz.cz\/je-dvoustupnove-zabezpeceni-bankovnictvi-dostatecne\/#Article","mainEntityOfPage":"https:\/\/www.ociz.cz\/je-dvoustupnove-zabezpeceni-bankovnictvi-dostatecne\/","headline":"Je dvoustup\u0148ov\u00e9 zabezpe\u010den\u00ed bankovnictv\u00ed dostate\u010dn\u00e9?","name":"Je dvoustup\u0148ov\u00e9 zabezpe\u010den\u00ed bankovnictv\u00ed dostate\u010dn\u00e9?","description":"V\u00a0dne\u0161n\u00ed dob\u011b mnoho z\u00a0n\u00e1s pou\u017e\u00edv\u00e1 ke komunikaci s\u00a0bankou p\u0159edev\u0161\u00edm internetov\u00e9 bankovnictv\u00ed. Je to v\u00fdhodn\u00e9 \u2013 nemus\u00ed nikam chodit poka\u017ed\u00e9, kdy\u017e pot\u0159ebuj\u00ed n\u011bkam poslat pen\u00edze nebo i jen zjistit stav sv\u00e9ho \u00fa\u010dtu.\u00a0Av\u0161ak vzhledem k\u00a0tomu, \u017ee se \u010dasto jedn\u00e1 o ve\u0161ker\u00e9 \u00faspory dan\u00e9ho \u010dlov\u011bka, jeliko\u017e se bezhotovostn\u00ed platby u n\u00e1s zna\u010dn\u011b podporuj\u00ed, je jasn\u00e9, \u017ee mus\u00ed b\u00fdt...<p class=\"more-link-wrap\"><a href=\"https:\/\/www.ociz.cz\/je-dvoustupnove-zabezpeceni-bankovnictvi-dostatecne\/\" class=\"more-link\">P\u0159e\u010d\u00edst<span class=\"screen-reader-text\"> &ldquo;Je dvoustup\u0148ov\u00e9 zabezpe\u010den\u00ed bankovnictv\u00ed dostate\u010dn\u00e9?&rdquo;<\/span> &raquo;<\/a><\/p>","datePublished":"2022-08-06","dateModified":"2023-06-09","author":{"@type":"Person","@id":"https:\/\/www.ociz.cz\/author\/#Person","name":"","url":"https:\/\/www.ociz.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/16435f0a6c9262449b9ebb39f63178cd65c54b09f931b6f84682f48086e3d763?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/16435f0a6c9262449b9ebb39f63178cd65c54b09f931b6f84682f48086e3d763?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"ociz.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.ociz.cz\/wp-content\/uploads\/banka1.jpg","url":"https:\/\/www.ociz.cz\/wp-content\/uploads\/banka1.jpg","height":0,"width":0},"url":"https:\/\/www.ociz.cz\/je-dvoustupnove-zabezpeceni-bankovnictvi-dostatecne\/","about":["IT"],"wordCount":467,"articleBody":"V\u00a0dne\u0161n\u00ed dob\u011b mnoho z\u00a0n\u00e1s pou\u017e\u00edv\u00e1 ke komunikaci s\u00a0bankou p\u0159edev\u0161\u00edm internetov\u00e9 bankovnictv\u00ed. Je to v\u00fdhodn\u00e9 \u2013 nemus\u00ed nikam chodit poka\u017ed\u00e9, kdy\u017e pot\u0159ebuj\u00ed n\u011bkam poslat pen\u00edze nebo i jen zjistit stav sv\u00e9ho \u00fa\u010dtu.\u00a0Av\u0161ak vzhledem k\u00a0tomu, \u017ee se \u010dasto jedn\u00e1 o ve\u0161ker\u00e9 \u00faspory dan\u00e9ho \u010dlov\u011bka, jeliko\u017e se bezhotovostn\u00ed platby u n\u00e1s zna\u010dn\u011b podporuj\u00ed, je jasn\u00e9, \u017ee mus\u00ed b\u00fdt tak\u00e9 dob\u0159e zabezpe\u010deny. A to se t\u00fdk\u00e1 i p\u0159\u00edstupu k\u00a0\u00fa\u010dtu p\u0159es internet.\u00a0Rozhodn\u011b nen\u00ed dobr\u00e9 riskovat, \u017ee se n\u011bjak\u00fd \u010dlov\u011bk jednodu\u0161e do syst\u00e9mu nabour\u00e1 a pen\u00edze ukradne. Proto se nej\u010dast\u011bji pou\u017e\u00edv\u00e1 takzvan\u00e9 dvoustup\u0148ov\u00e9 zabezpe\u010den\u00ed, kdy je pot\u0159eba dvou rozd\u00edln\u00fdch potvrzen\u00ed na dvou r\u016fzn\u00fdch m\u00edstech, \u017ee se jedn\u00e1 skute\u010dn\u011b o v\u00e1s.\u00a0\u00a0Nej\u010dast\u011bji se jedn\u00e1 o heslo, kter\u00e9 zad\u00e1te na po\u010d\u00edta\u010di na webov\u00e9 str\u00e1nce firmy a k\u00f3d, kter\u00fd v\u00e1m n\u00e1sledn\u011b p\u0159ijde v SMS. Tak je zaji\u0161t\u011bno, \u017ee bez mobiln\u00edho telefonu se do banky zkr\u00e1tka nep\u0159ihl\u00e1s\u00edte. I kdyby v\u00e1m tedy n\u011bkdo ukradl po\u010d\u00edta\u010d nebo se v\u00e1m do n\u011bj naboural a zjistil heslo k\u00a0va\u0161\u00ed bance, stejn\u011b by mu to nebylo nic platn\u00e9.\u00a0Tento syst\u00e9m se zd\u00e1 jako nepr\u016fst\u0159eln\u00fd. P\u0159eci jen, \u017ee by n\u00e1m n\u011bkdo ukradl po\u010d\u00edta\u010d \u010di jen heslo a z\u00e1rove\u0148 i mobiln\u00ed telefon je zna\u010dn\u011b nepravd\u011bpodobn\u00e9. P\u0159esto i zde najdeme slabiny, kter\u00fdch dok\u00e1\u017eou n\u011bkte\u0159\u00ed lid\u00e9 vyu\u017e\u00edt. A je dobr\u00e9 o nich v\u011bd\u011bt.\u00a0\u00a0Nej\u010dast\u011bji v\u0161e prob\u00edh\u00e1 tak, \u017ee v\u00e1m zavol\u00e1 nezn\u00e1m\u00e9 \u010d\u00edslo, kde se volaj\u00edc\u00ed p\u0159edstav\u00ed jako z\u00e1stupce va\u0161\u00ed banky. A proto\u017ee je s\u00a0va\u0161\u00edm \u00fa\u010dtem n\u011bjak\u00fd probl\u00e9m, je nutn\u00e9 prov\u00e9st n\u011bjak\u00e1 ov\u011b\u0159en\u00ed, aby nedo\u0161lo ke ztr\u00e1t\u011b va\u0161ich pen\u011bz. Proto v\u00e1s po\u017e\u00e1daj\u00ed, abyste jim nadiktovali \u010d\u00edslo \u00fa\u010dtu, heslo a n\u00e1sledn\u011b i ov\u011b\u0159ovac\u00ed k\u00f3d, kter\u00fd v\u00e1m p\u0159ijde na mobil. Jde samoz\u0159ejm\u011b o podvod, jak z\u00a0v\u00e1s vyl\u00e1kat pen\u00edze.\u00a0Podobn\u011b tomu m\u016f\u017ee b\u00fdt, kdy\u017e zavol\u00e1te na \u010d\u00edslo, kter\u00e9 se objev\u00ed u hl\u00e1\u0161en\u00ed, \u017ee m\u00e1te v\u00a0po\u010d\u00edta\u010di virus. V\u00a0tomto p\u0159\u00edpad\u011b se s\u00a0va\u0161\u00edm po\u010d\u00edta\u010dem d\u00e1lkov\u011b spoj\u00ed, nechaj\u00ed v\u00e1s se p\u0159ihl\u00e1sit do banky a n\u00e1sledn\u011b v\u00e1m pen\u00edze jednodu\u0161e ukradnou.\u00a0Rozhodn\u011b zde tedy zachov\u00e1vejte ve\u0161kerou opatrnost a nikomu \u017e\u00e1dn\u00e9 sv\u00e9 \u00fadaje nesd\u011blujte. Nikdy toti\u017e nev\u00edte, kdo na druh\u00e9 stran\u011b sed\u00ed.                                                                                                                                                                                                                                                                                                                                                                                                "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Je dvoustup\u0148ov\u00e9 zabezpe\u010den\u00ed bankovnictv\u00ed dostate\u010dn\u00e9?","item":"https:\/\/www.ociz.cz\/je-dvoustupnove-zabezpeceni-bankovnictvi-dostatecne\/#breadcrumbitem"}]}]