[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.ociz.cz\/kde-vzit-penize-na-stavbu\/#Article","mainEntityOfPage":"https:\/\/www.ociz.cz\/kde-vzit-penize-na-stavbu\/","headline":"Kde vz\u00edt pen\u00edze na stavbu?","name":"Kde vz\u00edt pen\u00edze na stavbu?","description":"Vlastn\u00ed bydlen\u00ed je snem mnoha na\u0161inc\u016f. Ov\u0161em toto je snem velice \u010dasto nedosa\u017eiteln\u00fdm. Sta\u010d\u00ed se pod\u00edvat do na\u0161ich pen\u011b\u017eenek, sta\u010d\u00ed si zjistit stav na\u0161eho konta, a hned v\u00edme, \u017ee na n\u011bco takov\u00e9ho obvykle nem\u00e1me. A tud\u00ed\u017e se mus\u00edme sm\u00ed\u0159it s n\u011b\u010d\u00edm daleko oby\u010dejn\u011bj\u0161\u00edm, pod\u0159adn\u011bj\u0161\u00edm a m\u00e9n\u011b vyhovuj\u00edc\u00edm, jako je dru\u017estevn\u00ed byt, byt soukrom\u011b pronajat\u00fd, podn\u00e1jem...<p class=\"more-link-wrap\"><a href=\"https:\/\/www.ociz.cz\/kde-vzit-penize-na-stavbu\/\" class=\"more-link\">P\u0159e\u010d\u00edst<span class=\"screen-reader-text\"> &ldquo;Kde vz\u00edt pen\u00edze na stavbu?&rdquo;<\/span> &raquo;<\/a><\/p>","datePublished":"2021-08-21","dateModified":"2023-06-09","author":{"@type":"Person","@id":"https:\/\/www.ociz.cz\/author\/#Person","name":"","url":"https:\/\/www.ociz.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/16435f0a6c9262449b9ebb39f63178cd65c54b09f931b6f84682f48086e3d763?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/16435f0a6c9262449b9ebb39f63178cd65c54b09f931b6f84682f48086e3d763?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"ociz.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.ociz.cz\/wp-content\/uploads\/art407760_1x1_20261001_070207_UzKWws.jpg","url":"https:\/\/www.ociz.cz\/wp-content\/uploads\/art407760_1x1_20261001_070207_UzKWws.jpg","height":0,"width":0},"url":"https:\/\/www.ociz.cz\/kde-vzit-penize-na-stavbu\/","about":["Pen\u00edze"],"wordCount":433,"articleBody":"       Vlastn\u00ed bydlen\u00ed je snem mnoha na\u0161inc\u016f. Ov\u0161em toto je snem velice \u010dasto nedosa\u017eiteln\u00fdm. Sta\u010d\u00ed se pod\u00edvat do na\u0161ich pen\u011b\u017eenek, sta\u010d\u00ed si zjistit stav na\u0161eho konta, a hned v\u00edme, \u017ee na n\u011bco takov\u00e9ho obvykle nem\u00e1me. A tud\u00ed\u017e se mus\u00edme sm\u00ed\u0159it s n\u011b\u010d\u00edm daleko oby\u010dejn\u011bj\u0161\u00edm, pod\u0159adn\u011bj\u0161\u00edm a m\u00e9n\u011b vyhovuj\u00edc\u00edm, jako je dru\u017estevn\u00ed byt, byt soukrom\u011b pronajat\u00fd, podn\u00e1jem a n\u011bkdy dokonce i jenom mizern\u00e1 ubytovna. Ale a\u0165 u\u017e bydl\u00edme kdekoliv, touha po vlastn\u00edm objektu n\u00e1s obvykle neopou\u0161t\u00ed. Sn\u00edme o tom, \u017ee a\u017e si jednoho dne dost na\u0161et\u0159\u00edme, taky si n\u011bco takov\u00e9ho po\u0159\u00edd\u00edme. Jen\u017ee to jsou nejednou pouze sny. Sta\u010d\u00ed si spo\u010d\u00edtat, kolik jsme si za ur\u010dit\u00e9 uplynul\u00e9 obdob\u00ed dok\u00e1zali naspo\u0159it, a porovnat to s t\u00edm, o\u010d za stejn\u00e9 \u00fadob\u00ed vzrostly ceny, a \u010dasto zjist\u00edme, \u017ee se n\u00e1m vize vlastn\u00edho domu nejen nep\u0159ibli\u017euje, ale naopak vzdaluje. Beznad\u011bjn\u011b. Ceny tu prost\u011b rostou z\u00e1vratn\u00fdm tempem a je nejednou krajn\u011b nepravd\u011bpodobn\u00e9, \u017ee bychom dok\u00e1zali n\u011bkde platit n\u00e1jem a soub\u011b\u017en\u011b si i na\u0161et\u0159it na vlastn\u00ed st\u0159echu nad hlavou.  Ale na\u0161t\u011bst\u00ed to nemus\u00ed b\u00fdt zase a\u017e tak beznad\u011bjn\u00e9. Ono je toti\u017e tak\u00e9 mo\u017en\u00e9 vz\u00edt si hypot\u00e9ku a d\u00edky t\u00e9to p\u016fj\u010dce si vlastn\u00ed d\u016fm postavit. A to p\u0159esn\u011b tak, jak si ho p\u0159edstavujeme. Ov\u0161em proto\u017ee b\u00fdvaj\u00ed bankovn\u00ed p\u016fj\u010dky \u010dasto lidem nedostupn\u00e9, je t\u0159eba hledat ide\u00e1ln\u00ed finan\u010dn\u00ed nab\u00eddku i n\u011bkde jinde ne\u017e v t\u011bchto. A dokonalou m\u016f\u017ee b\u00fdt t\u0159eba hypot\u00e9ka na stavbu domu Nebankovn\u00ed hypot\u00e9ky, na kterou na rozd\u00edl od jin\u00fdch p\u016fj\u010dek dos\u00e1hne kdekdo z n\u00e1s. U t\u00e9to nebankovn\u00ed nab\u00eddky toti\u017e sta\u010d\u00ed, kdy\u017e se d\u00e1 n\u011bjak\u00e1 nemovitost do z\u00e1stavy a kdy\u017e se prok\u00e1\u017ee schopnost p\u016fj\u010den\u00e9 pen\u00edze vr\u00e1tit tak, jak je dohodnuto, a r\u00e1zem si lze p\u016fj\u010dit tolik finan\u010dn\u00edch prost\u0159edk\u016f, kolik jich je na stavbu t\u0159eba. A nad takov\u00fd vlastn\u00edmi silami postaven\u00fd d\u016fm nen\u00ed. Nejen \u017ee na takov\u00fd v\u00fdtvor m\u016f\u017ee b\u00fdt \u010dlov\u011bk hrd\u00fd, ale m\u016f\u017ee si ho i vybudovat p\u0159esn\u011b tak, jak pot\u0159ebuje. A to je p\u0159ece ide\u00e1ln\u00ed \u0159e\u0161en\u00ed.                                                                                                                                                                                                                                                                                                                                                                                          5\/5 - (1 vote)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Kde vz\u00edt pen\u00edze na stavbu?","item":"https:\/\/www.ociz.cz\/kde-vzit-penize-na-stavbu\/#breadcrumbitem"}]}]